PayExpo Europe 2018


8-9 October 2019
Business Design Centre, London

Digital Banking

Digital Banking

Explore the Banking conference stream

The banking industry is anticipating unprecedented change, as the era of Open Banking begins. At the heart of this regulatory and technological revolution is the customer, demanding instant, secure and cross-border payments. To satisfy their customers, incumbent banks need to come up with cutting-edge solutions that will completely transform the industry in the coming years. The offering of challenger banks has diversified exponentially unencumbered by old systems and structures. To keep up with the market, traditional players are partnering with FinTechs for a much-needed infusion of innovation.

PayExpo this year will explore all these themes, starting by taking an in-depth look at Open Banking in the UK & around the world, analysing the opportunities and challenges involved.

The conference will then delve into issues regarding the implementation of PSD2, opportunities around AI/ML, the challenges of TPP identity & regulatory checking, instant cross-border payments, SME finance, the future in a world without cash and many more disputed industry topics.

View the Agenda

Take a look at our dedicated  Banking stream.

Speakers

PayExpo features 115 expert speakers. Take a look at the  line up.

Why Attend?

Read why you should take the time to join us at PayExpo this October...

Book your place

Free passes are available for Retail Banks so what are you waiting for!

Why you should be there

We have designed dedicated conference sessions to ensure you leave with all the the know-how and insight about Open Banking, PSD2, instant and cross-boarder payments, AI/ML you need to take your business to new heights. Join us next October to:

  • Find out how Open Banking is shaping customer platforms through API's
  • Meet the FinTechs that have the potential to become your future partners 
  • Hear from regulators and experts in our dedicated conference sessions or over a coffee 
  • Understand the security requirements that come with opening access to data as liability becomes an issue

Free tickets are available for retail banks, regulators, gaming operatorsretailers and other merchants

BOOK YOUR PASS

PayExpo Testimonial

I think it’s interesting to see so many different people from different companies and backgrounds coming together with different interests in payments. It’s not often seen as a sexy topic but there is a lot of interest in it here. Yeah, really good! "

Scott Galley and Jonathan Crook,

Lloyds Banking Group

2019 Banking Featured Speakers

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Banking Conference Stream Agenda

                                                                                                                                                       

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  1. Banking

    01 - Opening Plenary

    Theatre 1
  2. Banking

    01 - Opening Plenary

    Theatre 1
  3. Banking

    01 - Opening Plenary

    Theatre 1
  4. Banking

    01 - Opening Plenary

    Theatre 1

    What is the customer’s journey to buying what they want from where they want and when they want it? Customers change the way they purchase goods or services and the merchant needs to be one-step ahead. How can your provider give you the best solutions to support your business? Payments processors are playing a key part in this transformation.

  5. Banking

    01 - Opening Plenary

    Theatre 1
  1. Banking

    01 - INSTANT, REAL-TIME & CROSS-BORDER PAYMENTS

    Theatre 1
    Central banks are getting more and more involved in the settlement of instant retail payments. Get to grips with the reasons behind it and the models used to facilitate the shift toward instant payments.
  2. Banking

    01 - INSTANT, REAL-TIME & CROSS-BORDER PAYMENTS

    Theatre 1
  3. Banking

    01 - INSTANT, REAL-TIME & CROSS-BORDER PAYMENTS

    Theatre 1
    Join our expert panel to discuss trends in Cross-Border payments and International Trade. Find out what are the opportunities for banks and other payment companies & how DLT technology can transform the landscape
  1. Fintech and the Evolution of Banking

    02 - NEO-BANKING, A FAST GROWING CHALLENGE

    Theatre 2
  2. Fintech and the Evolution of Banking

    02 - NEO-BANKING, A FAST GROWING CHALLENGE

    Theatre 2
  3. Fintech and the Evolution of Banking

    02 - NEO-BANKING, A FAST GROWING CHALLENGE

    Theatre 2

    As challenger banks are achieving mainstream acceptance and adoption, together with stellar valuations, the world watches on, alongside the traditional banks, the regulators and those that think they can do even better. Joanne Dewar, the CEO of Global Processing Services, the Issuer Processor at the heart of the challenger bank race, shares her insight on the common threads of the success stories to date and perspective on what is coming next.

  4. Fintech and the Evolution of Banking

    02 - NEO-BANKING, A FAST GROWING CHALLENGE

    Theatre 2
    A banking revolution is in full swing and a new wave of banks is challenging and changing the face of banking. New banks, neo-banks, beta banks and non-banks discuss partnerships, agility & speed, profitability and scalability, payments in-house innovation and the launch of new products.
  1. Banking

    01 - BANK INNOVATION THROUGH API’s

    Theatre 1
    Since PSD2, it’s been all over the fintech media: Open-Banking and accessible Banking-as-a-Service through Application-Program-Interface (APIs) protocols… Indeed, APIs now form an integral part of the payments and banking landscape. But what are APIs and how do they affect this industry? How can you use APIs to build a banking platform from the ground-up? And what does it take to build these innovative technologies?
  2. Banking

    01 - BANK INNOVATION THROUGH API’s

    Theatre 1

    TransferMate has built one of the largest portfolios of payment licenses worldwide, including in 51 US states and territories, to support trading in 162 countries and 134 currencies. Some of the world’s leading banks and software providers use TransferMate’s payment infrastructure to enhance their customer experience, ultimately providing better exchange rates, greater transparency and improved reconciliation. By focusing on licenses and regulation – and creating best-in-class technology – TransferMate has become a premier payments partner for banks like Wells Fargo, AIB, and ING. Learn how to our tech-based solution streamlines international payments for businesses into a highly optimized, error-eliminating, cost-reducing, time-saving process.

  3. Banking

    01 - BANK INNOVATION THROUGH API’s

    Theatre 1

    API’s facilitate not only the dissemination of knowledge, insight and actionable intelligence but also the design of other innovative online services. These APIs have become the foundational building blocks for new services, enabling enterprise agility and seamless customer experience across devices and platforms however the market now demands single, simple APIs that integrate with multiple internal services as well as external APIs. Considering the different data structures, workflows and security considerations involved, hear more about the challenges of creating such a singular point of query; a single, simple API for all your compliance needs.

  1. Fintech and the Evolution of Banking

    02 - TECHNOLOGIES SHAPING THE FUTURE

    Theatre 2
    OakNorth has managed to raise over $1bn from investors, achieve a $2.8bn valuation (the highest of any Fintech in Europe), and become profitable ($14m pre-tax profit in 2017 and over $44m in 2018).Amir Nooriala and David Parker will discuss how the business has managed to achieve this by leveraging big data and machine learning.
  2. Fintech and the Evolution of Banking

    02 - TECHNOLOGIES SHAPING THE FUTURE

    Theatre 2
    This session will look into the ways in which AI is being used to solve challenges, increase efficiency and transform customer engagements in payments and financial crime compliance.
  3. Fintech and the Evolution of Banking

    02 - TECHNOLOGIES SHAPING THE FUTURE

    Theatre 2

    ‘move fast and break things’ describes Mr Zuckerberg’s approach to world-conquering technology, but also describes a toddler let loose in a new environment. If we’re serious about developing AI to shape the future, then we need to be grown-up about it; especially those of us in regulated industries - we need to try to ‘move fast’ where possible - but never, ever ‘break things’. Charles Radclyffe, the Head of AI at Fidelity describes how AI Ethics needs to be thought of as separate to Risk and Safety issues such as ‘explainability’, ‘transparency’ and bias; yet why it’s critical to get right if you are to win the trust of customers and colleagues in the quest for delivering AI innovation.

  1. Banking

    01 - DIGITAL TRANSFORMATION

    Theatre 1
  2. Banking

    01 - DIGITAL TRANSFORMATION

    Theatre 1
    With more and more competition from challenger banks and other start-ups, banks need to fight harder to stay relevant. The need of the hour is a flexible and agile operating environment, however, legacy systems in traditional banks have hard coded rules. This panel will discuss how banks need to overcome the limitation of their legacy systems and work on shifting the company’s culture.
  1. Banking

    01 - SME & CASH

    Theatre 1
    Banks have traditionally viewed serving SMEs as a marginal and low-revenue activity, hear directly from Tide and Clearbank and understand their plans on changing the SME landscape.
  2. Banking

    01 - SME & CASH

    Theatre 1
    Contactless mobile payments and app-based payments are increasingly taking over cash. With Millennials & Generation Z accelerating the trend and recent ATM closures, discuss the future of cash in the UK and beyond.
  1. Fintech and the Evolution of Banking

    START-UPS & INVESTMENTS

    Theatre 2
    The huge appetite to invest in sexy tech start-ups raises questions about how to really value these technologies. Will they live up to the hype? Understand where investors are looking over the next 6-12 months, get to grips with start-up valuations and identify FinTech trends to follow in 2020.
  2. Fintech and the Evolution of Banking

    02- START-UPS & INVESTMENTS

    Theatre 2
    What is the next big thing set to change the payments industry? Join us in our exciting, energy-packed Payments Dragons' Den as three up-and-coming companies showcase their financial services products and programmes, set to revolutionise how people move, manage and spend their money
  1. Fintech and the Evolution of Banking

    01 - Opening Plenary

    Theatre 1
  2. Fintech and the Evolution of Banking

    01 - Opening Plenary

    Theatre 1
  3. Fintech and the Evolution of Banking

    01 - Opening Plenary

    Theatre 1
    There has been industry-wide concern that global tech titans, such as Google, Amazon and Facebook, will enter the financial services market and dominate it. This panel will discuss how financial institutions interact with Google, Apple, Alibaba, Facebook and Amazon. Should they be regulated or partnered with?
  1. Fintech and the Evolution of Banking

    02 - A GLOBAL OUTLOOK

    Theatre 2
  2. Fintech and the Evolution of Banking

    02 - BIOMETRICS, REGTECH & DIGITAL IDENTITY

    Theatre 2

    Global fintech leaders are breaking boundaries of all kinds, including geographic borders in seek of new markets for their products. And, the Americas continue to be a land of opportunity for fintechs with innovative payments solutions. Learn the ins and outs of how your fintech business can conquer the New World.

  3. Fintech and the Evolution of Banking

    02 - BIOMETRICS, REGTECH & DIGITAL IDENTITY

    Theatre 2

    In 2018, Arizona enacted the first regulatory sandbox for fintech in the United States aimed at fostering consumer-benefitting innovation in payments and lending, among others. As other similar programs have since been announced (including more in the U.S.), regulators around the world, led by the U.K.’s Financial Conduct Authority, have inquired into sandbox programs being leveraged as a means of facilitating more cross-border innovation. With the Arizona program’s success, American state regulators are poised to add their experience and expertise to cross-border trials and very well may be the best positioned agencies in the United States to facilitate testing in an area ripe for advancing innovation

  1. Fintech and the Evolution of Banking

    02 - A GLOBAL OUTLOOK

    Theatre 2
  2. Fintech and the Evolution of Banking

    02 - A GLOBAL OUTLOOK

    Theatre 2

    FinTech Bridges are the UK Government’s flagship international FinTech policy and set out to open up new markets for UK FinTech firms overseas and support foreign firms to go global from the UK. The Department for International Trades’ Bridge programs are currently being piloted across Australia and Hong Kong. Each program provides tailored, structured support to cohorts of UK FinTechs aiming to expand into both these bridge markets. Hear first-hand from some of the current cohort FinTechs on their journey and aspirations for going global.

  3. Fintech and the Evolution of Banking

    02 - A GLOBAL OUTLOOK

    Theatre 2

    The Mexican ecosystem is the largest across all of Latin America, a standout for the entire region leading in implementing FinTech focused regulation. Mexicans have benefitted from the rise of mobile technology in recent years. The UK Government through the Prosperity Fund has been supporting the Mexican authorities in creating a more inclusive and competitive ecosystem. The Department for International Trade have been leading a FinTech trade mission for the past 3 years. Hear from the FinTechs fresh from their experience exploring the commercial opportunities and engaging with some of the key Mexican stakeholders.

 

 

PayExpo Testimonial

 

Had a great time across the two days, very well looked after and heard some interesting things about the industry. Look forward to returning next year !"

Jon Ellis,

Atom Bank


         

Testimonials
  • PayExpo is fantastic because it has thought provoking discussions and is a great place to connect with other leaders in the industry.
    Megan Caywood
    Barclays
  • Very well organised, covering all the key topics with an inclusive and relevant speaker and exhibitor base.
    Helene Panzarino
    Rainmaking Colab Fintech
  • Very wide ranging and varied content with a good mix of fact and opinions, hotly debated.
    Ian Dawson
    Hays Travel Limited
  • This is both a networking event and a trade show, and should be in everyone's diary.
    Paul Love Twelves
    Open Payments Cloud
  • Had a great time across the two days, very well looked after and heard some interesting things about the industry. Look forward to returning next year!
    Jon Ellis
    Atom Bank
  • PayExpo 2018 was fantastic with a great variety in exhibitors as well as content for talks and debates. We found some very good potential partners that will help us make a major impact in the banking industry over the next few years.
    Simon Phillips
    Money Global Limited
  • I really liked the sessions and panel discussions and I am looking forward to some more presentations.
    Liisi Kirsipuu
    UBER
  • I found the event very interesting and lively, I really liked the presentations in theatre 2 as I am coming from a payments area I found them very informative.
    Martynas Rajuncios
    Lietuvos Bankas

 

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