Senior leader in payments. Expertise in financial services, with experience in FTSE 100 companies across retail banking and payments.

Interested in and focused on customer payment journeys, PSD2/SCA managed rollout, Open Banking, large scale contract negotiation, strategic payment partnership and building risk frameworks to support payments resilience. Now leading Group Payment Strategy for Tesco. Direct report of Chief Customer Officer.

Previous achievements include launching new brands, building savings franchises and delivery of strong P&L growth in both secured and unsecured lending products through NPD, conduct and risk management, pricing strategies, customer acquisition & retention and digital journey optimisation.

Experienced in industry and regulator engagement; also sits as a Member on the UK Finance Payments Board.

Has a business focused first degree with honours and sits on the Board of Trustees as Treasurer for the Adoption and Fostering Alliance (AFA) Scotland.