Howard has been in sales all his life, the vast majority of which he has spent in the financial services industry.  Since joining Travelex in 2000 Howard has taken on a number of roles ranging from hunter, sales manager, head of sales, Sales Director, Head of UK, Sales Operations until now in his current role at Western Union Business Solutions as Global Head of Partnerships and Digital Acquisition.  Howard has onboarded thousands of customers with payments and FX risk management needs and has seen the payments industry evolve time and time again.  He is married with 2 grown up children, a keen golfer and huge football fan.